COMMERCIAL
INSURANCE

Commercial insurance is a type of insurance that protects businesses from financial losses due to various situations, such as property damage, injury or harm to third parties, or business interruption. This type of insurance is crucial for businesses of all sizes, as it provides a financial safety net in the event of accidents, legal claims, or natural disasters.

Types of Commercial Insurance:
 

General Liability Insurance:
Covers bodily injury or property damage caused to other people or their property as a result of your business operations.
Commercial Property Insurance:
Covers damage to company property, such as buildings, equipment, and furnishings, due to fire, storms, or other covered events.
Commercial Vehicle Insurance:
Covers damage or injuries caused by company vehicles, including employee vehicles.
Business Interruption Insurance:
Covers lost income and additional expenses incurred due to a business interruption caused by a covered event.

Professional Liability Insurance:
Covers claims for negligence or malpractice, such as errors or omissions in the service provided by the business.
Workers' Compensation Insurance:
Covers medical expenses and lost wages for employees injured on the job.
Data and Cybersecurity Insurance:
Covers the costs of data breach notification, investigation, and damage repair.
Commercial Umbrella Insurance:
Provides an additional layer of liability protection, triggered when the limits of the standard liability policy are exceeded.